Protection That Brings Peace of Mind.
Our Home Insurance policies provide comprehensive protection against fire, burglary and theft, as well as coverage for your precious belongings. We empower you to make smart decisions about your protection needs.
Private Property Insurance
We offer superior protection for your unique property.
Compare Private Property Coverages
- Coverage
- Fire (Bush Fire), Explosion and Lightning
- Storm, Windstorm, Hurricane, Tornado, Flood
- Earthquake, Volcanic Eruption, Tsunami
- Subsidence and Landslip
- Inundation
- Aircrafts and Meteors (Falling Objects)
- Vandalism
- Riot and Strike
- Malicious Acts
- Lightning Induction
- Flood and Overflow of the Sea
- Busting or Overflowing of Water
- RainRain which incidentally penetrates the building.
- Impact by Motor Vehicle
- Falling Trees or Branches, TV Aerials, Satellite Dish, Mast, Fittings and Cranes
- Robbery, Theft and BurglaryRobbery is the act of taking the property or belongings unlawfully from a person or place through the use force or threat of force. Burglary is the unlawful entry into a building or any location with the intent to commit a crime, especially theft. It usually involves breaking and entering. Theft is the act of taking someone else's property without permission with the intent to permanently deprive the owner of it. It is a type of stealing.
- Hold UpA hold-up is a specific type of robbery where the perpetrator uses the threat of force, often with a weapon, to demand money or valuables from a person, typically in a business or public place.
- Damage to Building during Burglary
- Smart Economy Cas
- Yes
- Yes
- Yes
- Yes
- Yes - up to max. Afl. 5,000.00
- Yes
- Yes
- Yes
- Yes
- Yes - up to max. Afl. 5,000.00
- Yes
- Yes
- No
- Yes
- No
- Yes
- No
- Yes - up to max. Afl. 5,000.00
- Fire All Extended
- Yes
- Yes
- Yes
- Yes
- No
- Yes
- Yes
- Yes
- Yes
- No
- Yes
- Yes
- No
- Yes
- No
- No
- No
- Optional
- Fire Only
- Yes
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- No
- Free Additional Benefits and/or Add Ons
- Removal of Debris and Additional Cost
- Personal Liability
- Personal Accident
- Breakage of Windows
- Accidental Damage to Glass and Mirrors
- Loss of Rental Income (Building)
- Relocation Expenses
- Architects and Engineers Fee
- Automatic Cover and Reinstatement Value
- Contents Left Outside*
- Goods Held in Trust*
- Smart Economy Cas
- Free - up to Afl. 50,000.00
- Up to Afl. 100,000.00
- 25% of sum insured, max. Afl. 150,000.00
- Up to Afl. 1,000.00
- Up to Afl. 1,000.00
- Period 12 weeks, max 5% of sum insured
- Max. Afl. 7,500.00
- Up to 3% of the claim amount
- Yes
- Optional
- Fire All Extended
- Optional as Add On
- No
- No
- No
- No
- No
- No
- No
- Yes
- Optional
- Fire Only
- Optional as Add On
- No
- No
- No
- No
- No
- No
- No
- Yes
- Optional
Contents Insurance
Your most prized possessions are safe with us. We understand the sentimental and monetary value of your personal belongings. Our coverages shield you from unexpected incidents such as theft, fire, natural disasters or damages. We can help you safeguard valuable jewelry, electronics, furniture, artwork and more.
Personal Liability Insurance
Life is unpredictable. Accidents can happen when least expected. We understand the importance of having peace of mind through difficult circumstances. That’s when our coverages steps in to protect you and your loved ones.
Frequently Asked Questions
Flood and earthquake coverage is offered depending on the type of coverage you have in place.
Yes, you can add specific high-value items such as jewelry or artwork.
Yes, we offer a variety of coverage extensions that can be included in your policy for an additional fee.
That is possible when you bundle more than one type of insurance.